VP, Head of Actuarial Reserving

About the role:

The Vice President, Head of Actuarial Reserving is responsible for the design, governance, and execution of the company’s loss reserving framework. This role serves as the statutory Appointed Actuary, providing independent actuarial opinions on reserves and ensuring compliance with all regulatory requirements. The position partners closely with Finance, Claims, Product, and Risk to deliver high-quality reserve insights that inform financial reporting and strategic decision-making.

What you'll do:

Reserving & Financial Reporting

• Lead the quarterly and annual reserve review process across all lines of business.
• Develop and maintain actuarial methodologies appropriate to the company’s risk profile.
• Quantify reserve variability and establish ranges; communicate uncertainty and key drivers to senior leadership.
• Partner with Finance on monthly financial close.

Appointed Actuary Responsibilities

• Serve as the Appointed Actuary, issuing Statements of Actuarial Opinion and Actuarial Reports in accordance with NAIC requirements.
• Ensure compliance with all applicable actuarial standards of practice and regulatory expectations.
• Provide independent assessment of reserve adequacy and documentation supporting actuarial judgments.
• Interface with regulators on reserving matters, including exams and inquiries.

Governance & Controls

• Establish and maintain a robust reserving governance framework, including model validation, documentation, and internal controls.
• Lead reserve committee; present reserve recommendations to executive leadership and the Board/Audit Committee.
• Oversee audit support (internal/external), ensuring transparency and defensibility of methodologies and assumptions.

Analytics & Insights

• Deliver insights on loss trends, claims emergence, rate adequacy, and underwriting performance.
• Monitor emerging risks and incorporate into reserve views.
• Advance use of data, analytics, and automation to improve timeliness, accuracy, and explainability.

Leadership & Talent Development

• Build, lead, and develop a high-performing actuarial reserving team.
• Foster a culture of rigor, accountability, and continuous improvement.
• Collaborate cross-functionally to align actuarial perspectives with enterprise objectives.

What we're looking for:

• Fellow of the Casualty Actuarial Society who meets qualifications to provide actuarial opinions as the Appointed Actuary
• 12+ years of progressively more responsible experience, including leadership experience
• Experience in personal lines reserving, high net worth experience is a plus
• IFRS 17 reporting knowledge required
• Proven ability to manage, develop, and coach a team
• Demonstrated ability to influence senior management on matters of significant importance
• Excellent analytical, quantitative and problem-solving skills with strong attention to detail
• Strong organizational and communication skills
• Proficiency with ResQ, Python, and SQL preferred

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What We Do

We're a member-owned property and casualty insurer designed exclusively for financially successful families and driven by a purpose of doing what is right for our members. We provide exceptional service, hospitality and care, we partner with our members to help prevent losses and we create smart insurance solutions at fair prices.

We aim for our members to love their insurance . It is our mission is to create a membership experience so compelling that ​our members never want to leave.

Who We Are

We want to be transparent about what we expect from each other. From PURE, you can expect:

Opportunities to stretch and grow: your professional and personal development matters to us. We’re committed to providing experiences through on-the-job learning and professional development that increase your impact and rewards.

Clarity and kindness: you can rely on us to be open, honest and supportive, offering clarity on what success looks like.

Support in good times and bad: we believe in showing up for each other consistently, not only when it’s easy. You can expect a thoughtful partner, even when we disagree.

A community that cares: we are committed to sustaining a community in which each person feels cared for as an individual. We lift each other up, celebrate wins together and support one another through challenges in work and life.

Who You Are

All of the strongest relationships are a partnership- a two way street. So here’s what we ask of you:

• Aim to bring your best every day: you’re here because you want to be part of a team that makes a real impact and aims high.
• Be a student and a teacher: share your knowledge and talents and be willing to listen and learn from those around you.
• Get comfortable being uncomfortable: we face tough moments and obstacles with a “courage over comfort” approach and a positive, solutions-oriented mindset.
• Be a culture builder: building a positive culture is everyone's responsibility, based on care, respect and openness to diverse perspectives.

The base salary for this role can range from $245,000 to $275,000 based on a full-time work schedule. An individual’s ultimate compensation will vary depending on job-related skills and experience, geographic location, alignment with market data, and equity among other team members with comparable experience.

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