USA CIB Finance - ACPM, IC4

It Starts Here

Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference.

If you are interested in exploring the possibilities We Want to Talk to You!

The Difference You Make

The CIB Finance - ACPM, IC4 provides subject matter expertise in one or more of the following processes (Asset-Liability Management, Interest Rate Risk, Liquidity Risk, Investment Portfolio Management, Cash-Management, Debt Capital Markets, Capital Allocation, Capital Market Theory, Capital Planning and Recovery & Resolution). The incumbent implements complex solutions to (balance sheet management, investment portfolio management, asset liability management or capital management) department priorities. The Sr. Associate also participates in complex analysis and projects.

• Analyze, report and mitigate a component of (liquidity risk, market risk, interest-rate risk, Capital Management Processes).
• Coach junior level team members to enhance leadership skills and subject matter expertise.
• Conduct (financial, variance, profitability, forecasting, liquidity, capital, governance, business line) analysis to improve balance-sheet and capital efficiency and adherence to established risk limits.
• Execute against established policies and procedures (including risk limits, reporting requirements, stress testing requirements, etc.) and contribute to a strong internal control environment in the Treasury functions.
• Implement operational aspects to ensure the (Asset-Liability Management, Liquidity Risk Management, Cash Management, Capital Management, Capital Allocation, Recovery * Resolution, Interest-Rate Risk Management, Fund Transfer Pricing, Investment Portfolio Management, Balance-Sheet Management, Debt Capital Markets) function effectively assess, manage and report on risk.
• Communicate effectively with internal and external stakeholders.
• Ensures various lines of business have the appropriate data/information required for modeling activities.
• Identify and implement process and system improvement opportunities.

What You Bring

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Bachelor's Degree: Accounting, Finance, Economics or equivalent field. - Required.
• Master's Degree: Finance, Accounting, Economics or equivalent field. - Preferred.
• 9+ Years Banking/Financial Services Industry or related field - Required.
• Ability to convey a sense of urgency and drive.
• Strong verbal and written communication skills in interacting with internal and external stakeholders.
• Strong interpersonal, supervisory and customer service skills required.
• Ability to make effective decision making on complex matters.
• Excellent analytical, organizational and project management skills.
• Ability to adapt and adjust to multiple demands and competing priorities.
• Results and detail oriented with ability to research, organize and analyze financial data.
• Advance in MS Word, MS Excel, QRM, MS Outlook.

Certifications

• No Certifications listed for this job.

It Would Be Nice For You To Have

• Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.
• Experience in Microsoft Office products.

What Else You Need To Know

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

Minimum

Base Pay Range:

$142,500.00 USD

Maximum

$230,000.00 USD

We Value Your Impact

Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com)

Risk Culture

We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

EEO Statement

At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

Working Conditions

Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.

Employer Rights

This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.

What To Do Next

If this sounds like a role you are interested in, then please apply.

We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at [email protected] to discuss your needs.

AN EQUAL OPPORTUNITY EMPLOYER M/F/Vet/Disabled/SO