The **Payments Product** group manages and delivers payments products for the Bank's clients, including consumers, small businesses, corporate and institutional.
As the **Payments Product Manager** , you will be a thought leader around the execution of our Payments strategy and responsible for prioritizing and managing the delivery of the Bank's payment solutions.
**This role is hybrid (Mon through Thu on-site) for candidates in the Kansas City metropolitan area and open to qualified remote candidates outside of the Kansas City area but only within the US.**
**_How you'll spend your time:_**
+ Create product roadmaps for the Payments Products using industry trends, market research, Voice of Client feedback, and input from key stakeholders.
+ Oversee planning, execution, and monitoring of strategic payment initiatives.
+ Identify market trends, customer needs, and competitive landscape to drive product enhancements and innovations.
+ Analyze and report on payments usage, trends and profitability.
+ Serve as a Payments Subject Matter Expert for internal teams, including leading strategic planning for product direction and understanding the end-to-end customer experience for payments products.
+ Work closely with Operations, IT and Digital Product Managers to deliver new functionality, enhancements and capabilities in the Payments space.
+ Partner with product marketing and sales enablement to ensure market success for product launches and enhancements.
+ Identify and partner with key vendors, fin-techs, etc. to develop and expand the go-to market offerings.
+ Partner with internal departments (compliance, legal, audit, credit and risk) to ensure that all product features and functionality meet company and regulatory standards.
+ Engage with internal stakeholders, including Senior Management, Sales, Implementation and Customer Support, to understand their needs and align development initiatives.
+ Ensure all internal and external product documentation and due diligence is current.
**_We're excited to talk with you if:_**
+ You have an undergraduate degree including 7+ years of product management experience and 5+ years treasury and payments experience **OR** any combination of education and experience that would provide an equivalent background.
+ You have the experience to gain influence and cross functional consensus.
+ You have the experience interpreting market and financial data to align strategies as well as build innovation around the products and features.
+ You have strong analytical and problem-solving abilities, with a data-driven approach to decision-making.
+ You have experience and understanding of Treasury Payments product use cases and back-end functionality.
**_Bonus Points If:_**
+ You have any of the following certifications: CTP, AAP, APRP, NCP, AFPP.
**Applicants must have legal authority to work in the United States. Work Visa sponsorship is not available for this position.**
Deadline to apply: January 14, 2026
**Compensation Range:**
$83,200.00 - $178,800.00
_The posted compensation range on this listing represents UMB's standard for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors. In addition, this range does not encompass the full earning potential for this role. Please see the description of benefits included with this job posting for additional information._
UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary.
**Are you ready to be part of something more?**
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[email protected]_ _to let us know the nature of your request._
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