Senior Loan Review Analyst

Manages and executes the Commercial Loan Review function and serves as primary backup to the Chief Credit Officer.

ESSENTIAL DUTIES & RESPONSIBILITIES

• Performs internal loan reviews on commercial loan relationships in the Bank's loan portfolio under the direction of the FVP Loan Review Manager. This entails capturing the status of internal credit analysis and annual reviews performed, performing an independent financial and risk analysis of the borrower relationship including the accuracy of the risk rating assigned to the loans at the time of internal loan review.
• Provides assistance to the FVP Loan Review Manager in ensuring that adequate commercial loan risk identification, loan approval standards, and portfolio reporting are maintained.
• Reviews commercial loan portfolio reports for accuracy

JOB REQUIREMENTS

• Mastery of advanced accounting and financial analysis skills
• Mastery of advanced financial writing skills
• Solid understanding of the legal aspects of lending, including loan documentation
• Knowledge of sound banking processes and regulatory requirements
• Excellent analytical and interpersonal skills
• Ability to exercise sound judgment and persuasively defend complex credit positions
• Excellent written and verbal English communication skills
• Functional familiarity with Microsoft Word, Outlook, and Excel
• Ability to adhere to Needham Bank's Core Values (Focus on Customer Relationship, Embrace Change, Work as a Team, Be an Asset to Your Community, Always Learn, and Do the Right Thing )

EDUCATION & EXPERIENCE

• BA or BS, with course work in accounting and/or finance
• Minimum of 5 years commercial lending or commercial credit work experience.

WORKING CONDITIONS/PHYSICAL DEMANDS

• Normal business office environment

Needham Bank offers a competitive salary and an amazing benefit package for a full-time employee which includes fully paid medical and dental insurance, HRA, 401(k) plan with an 8% bank match, paid time off (PTO), paid holidays, a bonus program, flexible spending accounts, vision service plan, group term life insurance, short and long term disability insurance, tuition reimbursement, and an Employee Assistance Program. We offer a great benefit package to our eligible part-time employees as well.

At NB, we are dedicated to building a diverse, inclusive and authentic workplace - if you are excited about this role, but your past experience doesn't align perfectly with every qualification in the , we still encourage you to apply. You may be just the right candidate for this or other roles.

Needham Bank is an Equal Opportunity/Affirmative Action Employer. Needham Bank will provide all applicants for employment and all employees with equal opportunity for employment and promotion regardless of race, color, religion, gender, national origin or ancestry, age, disability, veteran status, military service, sexual orientation, genetic information, or gender identity. From: Needham Bank