Senior Analyst Treasury - Liquidity

It Starts Here

Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference.

If you are interested in exploring the possibilities We Want to Talk to You!

The Difference You Make

As a Sr. Analyst within Treasury Liquidity Risk Management, you play a critical role in supporting the bank’s liquidity framework and ensuring sound risk management practices. You will partner closely with the Head of Liquidity Risk Management and Treasury leadership to execute key liquidity processes, enhance reporting, and strengthen internal controls.

Position Summary

We’re shaping the way we work through innovation, cutting-edge technology, collaboration, and the freedom to explore new ideas. This role creates an opportunity to grow and thrive as you are responsible for:

• Executing day-to-day Treasury Liquidity Risk operations, including supporting the Liquidity Stress Test and monitoring internal and market key risk indicators.
• Producing and enhancing senior management liquidity reporting.
• Supporting the analysis and calibration of liquidity stress testing methodologies and internal risk indicators using industry studies and internal data.
• Performing variance analysis, reconciliations, and forecasting of key financial data to ensure accuracy and integrity of reporting.
• Validating financial and operational data used in internal reporting processes.
• Ensuring adherence to established liquidity risk standards, limits, and treasury policies.
• Collaborating and communicating effectively with internal stakeholders across Finance, Risk, and Treasury.

What You Bring

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.

Education

• Bachelor’s Degree in Finance, Economics, Business, or related field – Required

Professional Experience

• 3+ years of financial planning, analysis, or related experience – Required
• 3+ years of experience in Asset-Liability Management, Liquidity Risk Management, Cash Management, or Capital Management– Preferred

Hard Skills

• Strong analytical skills with the ability to research, organize, and analyze complex financial data
• Experience performing financial analysis, forecasting, and data validation
• Project management skills
• Advanced in MS Excel, MS PowerPoint, Bloomberg, PowerBI, MS Word, MS Outlook.

Soft Skills

• Ability to work effectively in a team environment
• Strong prioritization skills with the ability to manage multiple assignments simultaneously
• Sense of urgency and strong drive for results
• Strong verbal and written communication skills, particularly when interacting with internal stakeholders
• Strong interpersonal and collaboration skills
• Detail-oriented with strong organizational skills

Certifications

• CTP : (Certified Treasury Professional) - Preferred.

It Would Be Nice For You To Have

• Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.
• Experience in Microsoft Office products.

What Else You Need To Know

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

Minimum

Base Pay Range:

$61,875.00 USD

Maximum

$100,000.00 USD

We Value Your Impact

Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com)

Risk Culture

We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

EEO Statement

At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

Working Conditions

Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.

Employer Rights

This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.

What To Do Next

If this sounds like a role you are interested in, then please apply.

We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at [email protected] to discuss your needs.

AN EQUAL OPPORTUNITY EMPLOYER M/F/Vet/Disabled/SO