LOAN OFFICER

Job Description

Job Description

BayCoast Mortgage is a fast growing Massachusetts company owned by BayCoast Bank, est. 1851. As a wholly owned subsidiary of a bank we have portfolio lending flexibility in addition to being a full-service lender serving the majority of the East Coast. We are committed to being one of the best workplaces in the industry. BayCoast offers a dynamic work environment and excellent opportunities for internal and professional development. We currently have a variety of rewarding career opportunities available in our Mortgage Department in Swansea, MA.

Available Positions:

• Mortgage Loan Originator (inside/outside sales)

Essential Mortgage Loan Originator Functions:

• Maintain and originate through branch and subsidiary provided leads (25+ physical locations).
  Utilize cutting edge technology to originate digital provided leads.
  Utilize Salesforce to maintain customer and COI relationships.
• Source and originate mortgage loans and manage the client experience from origination to closing.
• Establish a strong presence including developing relationships with Realtors and Community Groups; some inbound and outbound sales calling and field visits may be necessary.
• Participate in all steps related to the origination of a mortgage loan including meeting with prospects, counseling borrowers, taking mortgage applications electronically and face-to-face as well as by mail and phone.
• Attend seminars, shows, community outreach events and other events to raise consumer awareness of our products and services.
• Stay current with changes and new products and learn various borrowing programs and processes.
• Learn and utilize LOS (MortgageBot), as well as various third party provider applications.
• Adhere to all federal and state compliance guidelines relative to the position.

Minimum Qualifications:

• High school diploma with 3–5 years mortgage experience or a bachelor's degree.
• 12-24 months of experience as a Loan Officer, Loan Officer Assistant or Loan Processor.
• Mortgage Loan Service Registry (NMLS).
• Working knowledge of all state and federal mortgage regulations.
• Strong written and oral communication skills.
• Working knowledge of windows-based applications, including Microsoft Excel and web based applications, including LeadMailbox.
• Must possess superior customer service skills.
• Excellent customer service and listening skills.
• Public speaking skills.

Desired Skills & Experience

• Solid math skills.
• Genuine interest in local, regional and national real estate markets
• Ability to multi-task in a fast paced environment.
• Good organizational and analytical skills.
• Strong written and oral communication skills.

Competitive benefits, including:

• Customized commission structure
• Signing bonus
• Access to Loan Officer Assistant, Processor and Team Leader
• Medical and Dental Insurance
• 401(k) Plan
• Pension Plan
• Subsidized Short/Long Term Disability, Life and AD&D Insurance
• Voluntary Benefits including Life, Accident, and Cancer Insurance
• Flexible Spending Accounts
• Health Savings Accounts
• Tuition Reimbursement
• Student Loan Pay Down Benefit
• Generous Paid Time Off
• Employee Assistance Program (EAP)
• Volunteer Time

MLO positions are commission based.

BayCoast Mortgage is an Equal Opportunity Employer. BayCoast Mortgage is a wholly owned subsidiary of BayCoast